Welcome To MortgageZilla.ca

Buy A Home
By Confidence
Reliable Sustainable Mortgage Provider

About MortgageZilla.ca

MortgageZilla.ca is a leading team and provider of mortgages throughout Toronto & Ontario Canada. Our Service focuses on providing customers and borrowers the best mortgages and loans available, either through connecting future borrowers with potential lenders or providing them with customized mortgage plans. We are a licensed mortgage service provider, acting as the middleman between you and potential lenders.

» Private Mortgages
» Self-Employed Mortgages
» Home Mortgages
» and more!

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Mortgage Solutions

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First Time Buyers
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New Home Purchase
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Good Credit
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Refinance
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Home Equity Loan
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Mortgage Renewals
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Investment Properties

Unconventional Mortgages

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Bruised Credit
N
Bank Refusal
N
Self Employed
N
New Comers To Canada
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Private Loans
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Renovations & Construction
N
Divorce
Do you work with banks & what’s the difference between getting a mortgage from the bank and getting a mortgage from a mortgage service provider ?

Yes, we work with Major banks in Canada like Scotiabank , Td etc..
We have access to more than 60 Lenders not just banks. The key difference is we are not loyal to the bank we are loyal to our clients to get the best mortgage solution to suit our clients financial needs, we also work faster and more closely with you and not just between the hours of 9-5 this will become very important when putting in offers with a mortgage condition as offers to buy a home is time sensitive.

Can I use my RSP to contribute to my down payment?
Yes, as long as you are a first time home buyer and the funds are in the RSP plan for 90 days.
Do I need a co -signer?
No not necessarily. However after reviewing your application, if we need to add a co-signer we can advise you.
Is it a good idea to get a pre approval before viewing properties?
Yes, the pre approval will save you time and give you an idea as to how much you would qualify for so that you can have a clear idea of your purchase price options.
Reviews

Janet NdT

Lakshmi assisted me in setting up a mortgage for the purchase of our first home. She was referred to me by my realtor. She went beyond all expectations I had for a mortgage broker. Our finances had some unusual complications, and she talked us through every step of the way. She was very prompt in her responses, and never left us wondering what was going on for our applications. I originally contacted a different mortgage broker with a bank, and he was absolutely terrible in comparison to Lakshmi. She was very professional and also got to know me on a personal level through our frequent discussions, so her attention to me as a person rather than just a “file” was very obvious. I’d happily recommend her services to anyone who needs a mortgage.

Fathiya Abdirizak

Lakshmi has made my dreams come true – she has gone over and beyond to help support me and help me become a homeowner. Even when things go complicated with my finances, she did not give up and came up with a plan. She is so hardworking and genuinely cares about helping others. I highly recommend her to anyone looking to purchase a home.

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